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Getting a tax refund is nice, but having more money year-round is better. If you get a chunk of change from the IRS, you're giving the government an interest-free loan - not something they, or any bank, would ever give you. Instead, change your withholding so you get a little extra in each paycheck.

Jean Chatzky

Biography

Author Profession: Journalist
Nationality: American
Born: November 7, 1964

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