Actually lowering the cost of insurance would be accomplished by such things as making it harder for lawyers to win frivolous lawsuits against insurance companies. Thomas Sowell
The most insignificant people are the most apt to sneer at others. They are safe from reprisals. And have no hope of rising in their own self esteem but by lowering their neighbors. William Hazlitt
It is a very delicate job to forgive a man, without lowering him in his own estimation, and yours too. Josh Billings
Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score. Suze Orman
