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I generally encourage people to make good on debts when they have enough money to repay them. But once a delinquency has been reported to a collection agency, paying it off won't help your FICO score. The damage has already been done, and the blemish will remain on your credit report for seven years.

Suze Orman

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Author Profession: Author
Nationality: American Quotes
Born: June 5, 1951

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