Quote of the Day
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We also must pull from our highest ideals of justice and protect against those ills that destabilized our economy - like predatory lending, over-leveraged financial institutions and the unchecked avarice of the past that trumped fairness and common sense. Our platform calls for significant cuts in federal spending.
Small- and medium-sized businesses need access to a diverse range of finance options, including non-bank lending. These new forms of finance are still small in scale today but they should, over time, bring additional choice and greater competition to the lending market.
We need a new British business bank with a clean balance sheet and an ability to expand lending rapidly to the manufacturers, exporters and high-growth companies that power our economy. Today I can announce we will have one.
International lending banks need to focus on areas where private investment doesn't go, such as infrastructure projects, education and poverty relief.
So you know, everyone points out Greece's default record, but the history of a lot of sovereign nations is not a good one when it comes to lending them money.
I could have just received royalty checks every month by lending my name to a collection, but I didn't want to do that. My name is a reflection of me.
One of the biggest problems out there that I hear from my friends in the business community is that there's no lending, that it's tough to get a loan today.
When I give my time to a worthy cause, it's time well spent. Lending a voice to help raise money - or perhaps just awareness - is the least I can do to give back. When I spend time with people who are fighting for children, it puts everything into perspective.
The Small Business Lending Fund was cleverly named by its authors last Congress. Since its implementation, however, it would appear a more appropriate name would be the Bailed Out Bank Refinancing Fund.
It is the quality of lending over the quantity of lending.
Lewis Thompson Preston
The trip to Iraq confirmed that I made the right decision when I voted against lending Iraq the $18 billion the United States plans to use to help rebuild the country.
The universe of mortgage lending has gotten to the point where there is a place in it for everybody.
You can make great money in a utility type of business by borrowing cheaply and lending sensibly but that's not what's being done.
Banks hold deposits and savings entrusted to them by individuals, by businesses, by governments and by central banks. They put that money to work, helping people to buy homes, for example, or lending to businesses to invest in expansion.
North Carolina's approach in crafting its law ensured the creation of the best possible law and, consequently, North Carolina is now the acknowledged leader in addressing predatory lending.
With the right sources of funding and some smart, strategic thinking about how to force non-banks to follow the same rules as other lenders, the entire landscape of consumer lending would change.
Many European countries, as well as Australia, Canada, Israel, and New Zealand, have adopted legislation that creates a 'public lending right', where the government recognises that enabling hundreds of people to read a single copy of a book provides a public good, but that doing so is likely to reduce sales of the book.
Groups that work in black neighborhoods around the country have contended that much of subprime lending is 'predatory lending.'
Subprime lending is growing faster in black areas than in white areas.
All children can do things to help, whether how big or small - by donating toys or lending a hand in the community.
Kimora Lee Simmons
There's no way I could ring up a company that was lending me a red-carpet dress and say, 'Do you have it in a 10?' Because all the press samples are an 8 - I would say a 'small 8.'
It's true that monetary policy was too lax for too long, and the government encouraged lending to people who were unlikely to repay their loans.
After holding hearings to get input from Missourians, I led the fight to pass legislation that protects seniors from predatory lending in the mortgage industry. I stood up against efforts that would make it harder for seniors to vote, and battled telemarketers bent on defrauding seniors.
We really accomplished what we set out to do with the Recovery Act programs, which was to fill the lending gap created by the crisis.
And let the Fed sell bonds to bring bank reserves back down to required reserve levels, so we have restraint on bank lending and bank issuances of liability.
John F. Kennedy
Martin Luther King, Jr.
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