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Investment banking has, in recent years, resembled a casino, and the massive scale of gambling losses has dragged down traditional business and retail lending activities as banks try to rebuild their balance sheets. This was one aspect of modern financial liberalisation that had dire consequences.
I had no idea that I would ever get involved with something like lending money to poor people, given the circumstances in which I was working in Bangladesh.
Being a Mets fan is like lending someone a lot of money and you just know that you'll never get paid back.
Banks were once places to hold money and were very careful in lending to finance families as they built a future - bought homes, bought cars, took out student loans.
The problem for those who assert biblical authority in support of traditional definitions of marriage is that one could, with equal validity, assert that the lending of money or certain kinds of haircuts are forbidden by God, or that slavery and the subjugation of women are authorized by the Lord.
Borrowing is not much better than begging; just as lending with interest is not much better than stealing.
There's another way we are getting behind business - by sorting out the banks. Taxpayers bailed you out. Now it's time for you to repay the favour and start lending to Britain's small businesses.
So you know, everyone points out Greece's default record, but the history of a lot of sovereign nations is not a good one when it comes to lending them money.
Poetry is the art of substantiating shadows, and of lending existence to nothing.
Large fortunes are all founded either on the occupation of land, or lending or the taxation of labor.
The banks are not lending, at least from what I see. They were so wild and reckless back in the good times that they got burned terribly.
If you are in banking and lending, surprise outcomes are likely to be negative for you.
Nassim Nicholas Taleb
It strikes me as very strange that whereas Tennyson could support most of Mr. Buckley's propositions about free trade, and the private sector, and private enterprise, Tennyson found no difficulty also in lending intellectual support to the idea of Women's Liberation.
Only institutions that go about the old-fashioned business of taking in deposits from customer A and lending them out to customer B should be called banks. The rest should call themselves what they are. 'Parlors' would be appropriate, or 'dens' - words more suitable to venerable betting pursuits.
Banks are slowly but surely lending again, and never again will taxpayers foot the bill for Wall Street's excesses. In case we forgot, that was the change we believed in. That was the change we fought for. That was the change President Obama delivered.
The mortgage crisis is a clear instance of consumers who needed protection. There was predatory lending to people who didn't know what they were doing.
Nassim Nicholas Taleb
If anything, the bailouts actually hindered lending, as banks became more like house pets that grow fat and lazy on two guaranteed meals a day than wild animals that have to go out into the jungle and hunt for opportunities in order to eat.
Banks operate like a man who either wears his trousers round his chest, stifling breathing, as now, or round his ankles, exposing his assets. We want their trousers tied round their middle: steady lending growth; particularly to productive British business, especially small scale enterprise.
It is no wonder that bank capital is regulated. When borrowing and lending is profitable, it is tempting for banks to scale up their operations and to borrow and lend too much in relation to their capital, in effect reducing the effectiveness of the potential capital cushion.
The business of a bank is to lend money; which amounts, nowadays, to lending credit.
John Buchanan Robinson
Home ownership was the fig leaf for the rise in subprime lending. But that was really about cash-out refinancings, not buying homes.
During 'Jersey Boys,' I discovered one of the most rewarding ways to use your goodwill is to motivate fans and friends into lending support to charity.
John Lloyd Young
It is the quality of lending over the quantity of lending.
Lewis Thompson Preston
Being behind the lens gives me a completely different perspective, and because of my blog, I get to do projects and attend shows lending me another angle.
Groups that work in black neighborhoods around the country have contended that much of subprime lending is 'predatory lending.'
Why don't we call on the credit card companies to be accountable? They need to be held accountable for their predatory lending practices.
Leonardo da Vinci
A. P. J. Abdul Kalam
Image of the Moment
There's time enough, but none to spare.
Charles W. Chesnutt
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