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Consumers going through foreclosure typically will see their credit scores drop, raising longer-term questions about their ability to rebound financially and perhaps pursue a more sustainable home purchase at some later point.
To be sure, the provision of liquidity alone can by no means solve the problems of credit risk and credit losses; but it can reduce liquidity premiums, help restore the confidence of investors, and thus promote stability.
As borrowers, we may feel guilty about running up debt, anxious about making payments, and resentful of the constraints that old obligations (and old credit records) impose on our current choices. We may find it too easy to buy things we may later regret.
Your normal Wall Street big-swinging Richard has enough of a lingering moral compass to at least tell himself that his wizardry benefits somebody or something besides himself. You know, his cleverness makes capital markets more efficient. It provides credit to productive enterprise. Whatever.
My mother gave me this book called Feature Films at Used Car Prices by a guy named Rick Schmidt. I gotta credit the guy, cuz he gave me the most practical advice. It empowers you.
If you default on your Visa bill, nobody comes to repossess your refrigerator or auction off your shoes. The biggest penalty you'll face is trouble getting future credit.
Credit default swap is basically just an agreement that I have with you, where I sell you insurance on some bond you own. If the bond goes belly up, I promise to pay you. And as long as the bond doesn't go belly up, you pay me for selling you insurance.
It's an open secret that if a debtor is willing to wait long enough, he can probably get away with paying almost nothing, as long as he doesn't mind hurting his credit score.
Robert M. Morgenthau, the Manhattan district attorney, has seen a few financial schemes in his time. As the lead local prosecutor in the world's financial capital, he has battled frauds like the Bank of Credit and Commerce International, which stole billions of dollars from investors worldwide.
I love dressing up. I have people helping me with it. I am not going to take credit for that. I have a stylist, make-up and hair stylist.
I'm so sick of hearing that U.K. hip hop doesn't get credit and success when I'm working to get it - for me and for others, too.
Whenever I've been well-known or hitting the press, I've always had to get my credit card out to prove I'm Damien Hirst.
Historians will likely give Obama credit for steering the country away from the brink of economic collapse in 2009.
If I looked good in 'Wolf of Wall Street,' I cannot take full credit; it was because of the hair extensions and makeup.
Of course, Dwight D. Eisenhower gets credit for doing more for golf than any other White House resident, a mid- to high-handicapper though he was.
As befits Silicon Valley, 'big data' is mostly big hype, but there is one possibility with genuine potential: that it might one day bring loans - and credit histories - to millions of people who currently lack access to them.
I'm sure my father had more to do with my career than I would like to give him credit for. I would love to think it was all me!
The answers to feeding hungry children is not fewer dollars to feed hungry children, it's to do more. It is to raise the minimum wage. It is to increase, not dismantle, the earned income tax credit. It is to make college more affordable for more middle class families, not more expensive. These are the things that grow our middle class.
Any investment bought via credit always runs the risk of margin calls and, eventually, liquidation.
The level of credit in Mexico has shown to be low. And where credit concentrates the most favors large corporations and not companies.
Enrique Pena Nieto
Who quick be to borrow and slow be to pay, their credit is naught, go they ever so gay.
When I became White House press secretary, there were other limitations that were thrust upon me. Bill Clinton was under pressure to appoint women to visible positions. I was 31, I'd never worked in Washington. Was I ready for this large and visible job? Still he wanted the credit. So he gave me the job but diminished the job.
Dee Dee Myers
I've read a hundred fantastic scripts that didn't pan out as films, and I completely put that on the directors. I've also read some mediocre scripts that have ended up being amazing, and I credit that to the directors. They're the storytellers. If you don't have a good storyteller, you really have nothing.
I may have come into politics with an unacknowledged condescension toward the game and the people who played it, but I left with more respect for politicians than when I went in. The worst of them - the careerists and predators - you find in all professions. The best of them were a credit to democracy.
If you have a debt issue or credit card issue, start dealing with it. If you have a tax issue, don't just say, 'I'm not going to file.' There are ways to deal with these things, but you must communicate with your creditors, whether it's a credit card company or tax department.
A. P. J. Abdul Kalam
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