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Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?
The Obama administration deserves credit for quickly ending the housing free fall. In particular, Obama empowered the Federal Housing Administration to ensure that households could find mortgages at low interest rates even during the worst phase of the financial panic.
I have a simple plan to solve the economic crisis. Give every American a $100 credit to the dog track of their choice. I have found the puppies to be a reliable source of income with a consistent rate of return.
We all love people who give credit to others for their success. Companies would probably do better with CEOs who didn't blow their own horn and ask for ridiculous salaries and new yachts every year.
You don't go to the people that are just like you. You go to the people that you have to earn their credit.
TO preach a sermon or edit a newspaper were the two things in life which I always felt I could do with credit to myself and benefit to the world, if I only had the chance.
Rebecca Harding Davis
I never did buy things on credit, I always paid for 'em, because I can't see much difference in paying for something and just waiting a week and pay interest on it; that looks foolish to me.
But I think the credit has to go to Geddy... he spent a lot of time in the studio with Paul, I think he needed that kind of focus to be in there to be a part of the whole thing, and for the most part he made all the major decisions.
It is imperative that we make consumers more aware of the long-term effects of their financial decisions, particularly in managing their credit card debt, so that they can avoid financial pitfalls that may lead to bankruptcy.
The working class of England take their deracination completely for granted. Disenchantment is the happy code that informs every byway of the underclass: service jobs, celebrity dreams, Lotto wins, leisured poverty on pre-crunch credit cards, it's all there, part of the story of an English people whose grandparents never had it so good.
Today, people tend to credit me with having the original idea and made the first circuits.
We can recognize and give credit where credit is due, to the debt of taste we owe Europe, but we have taste, too.
To its credit, hip-hop is my favorite genre, to this day, and it's hard not to be influenced by the culture and by the movement of it and by the soul of it.
In providing this $5,000 tax credit for those purchasing rural homes, we're offering an important incentive to encourage people to live in smaller communities - and perhaps even stay in a community they might be considering leaving.
John M. McHugh
I sincerely hope that I shall always be a credit to my race, and to the motion picture industry.
Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.
We may very well be faced with the choice of retaining the AAA credit rating or abandoning some of our key infrastructure projects, which are about jobs for the future. I will choose jobs in that equation every time.
Credit expansion and money printing hasn't filtered much to ordinary people. It's boosted asset markets, real estate and stocks. So well-to-do-people have done very well.
Bond investors want growth much like equity investors, and to the extent that too much austerity leads to recession or stagnation then credit spreads widen out - even if a country can print its own currency and write its own cheques.
For too long, tricks and traps in mortgages, credit cards, and other financial transactions have stripped wealth from working families.
President Reagan always gave the credit to the American people and American ideals. He treated his job as a valuable temporary loan from the American people, a loan that should be respected and returned with dutiful appreciation.
William L. Jenkins
If you need to put your money in a safe and secure place and you want it to earn interest, Treasury bonds are safer than putting it in any bank as a deposit or putting it anywhere else, because they are backed by the full faith and credit of the United States Government.
I've always felt that people put me down, and I'd fight back. I played football 15 years, and nobody gave me any credit, and they never will do.
Usually people who are in my position, they run a company and they hire people and then they take the credit for it.
My plant-based diet plus fish is to credit for my low blood pressure, high energy, and robust immunity.
David H. Murdock
A. P. J. Abdul Kalam
Leonardo da Vinci
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